May 22 2013
As children, we were taught that we needed to study the topics of reading, writing and arithmetic if we wanted to do well in school. Similarly, if you want to be financially successful, you have to make an effort to learn the essential principles of dealing with money.
May 15 2013
I regularly receive correspondence from readers asking me for advice on how to fix their money problems or accomplish some of their financial goals. While it’s possible to answer some questions in a few paragraphs, most queries would require an extended period of teaching to comprehensively address the issues of concern.
May 08 2013
One of the reasons why persons may find it difficult to achieve their money goals is that they lack the financial know-how necessary for success. They might be clear about what they want to achieve, and may be motivated to do what’s necessary to accomplish their objectives, but they are still hampered by uncertainty about the right way forward.
May 01 2013
Years ago when I worked in an investment firm, I often wondered why even though all my clients received detailed advice to help them accomplish their goals, less than 50 per cent actually carried out the recommended steps. In addition, only a very small percentage of those who started the process continued until they had achieved their objectives.
April 24 2013
“When will this ever end?” Martha groaned in frustration. “If I have to face one more tirade from Mr Johnson for a mistake I didn’t commit, I’m going to scream!” Martha reflected on the practice of her dishonest supervisor to blame his junior staff for his own errors of judgement. Since Mr Johnson got promoted six months ago, he had made her job a daily nightmare.
April 17 2013
Earning an independent income is vital for goal achievement; and selling is an integral part of this process. For some persons, the thought of selling is as welcome as going to the dentist with a cavity. However, you must conquer your anxieties to fix an ailing tooth; and if you really want to realise your financial dreams, you have to overcome your resistance to doing sales.
April 10 2013
Recently I spoke to students in the Young Entrepreneurs Society at my former high school, showing them simple strategies to earn income even before they graduated. I encouraged them to learn how to establish viable enterprises in the future, reminding them that small business is the engine for growth that can turn around our country’s ailing economy.
April 03 2013
Most people will agree that having more money is essential, but many will admit that they don’t
know where to find opportunities to earn from their own efforts. Our education system does not
really put much emphasis on self-employment and entrepreneurship; so many graduates leave
school with a dependence on external sources to generate an income.
March 27 2013
Last week we looked at the importance of placing a value on your work effort. Most employees are constrained by the amount of money that their jobs will pay them, as their work value is dictated by someone else. To earn enough money to fulfil your goals, you need to create your own avenue of earning where you can determine the true worth of your work time.
March 20 2013
Our focus for this month is all about finding extra income sources that will give you the ability to save towards your financial goals. It’s not enough to just have a clear and specific dream that you are passionate about; you also need to identify exactly where and how you are going to create additional income to invest in your plans.
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